This notice is for customers of Estate Planners Realty, Inc. and its financial division, Estate Planners Financial, Inc. This notice is given on behalf of the owners; the real estate agents; the loan officers; the loan processors; and the clerical staff associated with our corporations.

We collect nonpublic personal information about you ("Private Information") from the following sources:
• Information we receive from you on credit applications or other forms;
• Information about your transactions with us, our service providers, or others; and
• Information we receive from consumer reporting agencies (credit bureaus).

Except as permitted by law, we do not disclose to third parties information we obtain from you or others for evaluation of your request for credit, including information from credit applications, from consumer credit reports, from verification of your application information, from statements of information; and from credit and employment references.

Otherwise, we may disclose all of the Private Information about you, as a present or former customer to:
• Companies that perform marketing services on our behalf, or to other financial institutions with whom we have joint marketing agreements.
• Our service providers, including escrow companies and title insurance companies. • Non-affiliated third parties as permitted by law.

Except as stated above, we do not share the Private Information with third parties. We restrict access to the Private Information to those employees, sales agents, and loan officers who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard the Private Information